2015
Year Founded
1,000+
Clients Served
50+
Carrier Partners
5.0★
Client Rating
Insurance Solutions Tailored to You
Comprehensive coverage options explained clearly — we shop dozens of carriers to find the right plan for your health needs and budget.
Health Insurance
Individual, family, and small business health plans. Covered California enrollment, subsidy analysis, and year-round support from licensed experts.
Covered California · ACA · Group Plans
Medicare
Turning 65 or reviewing your plan? We compare Medicare Advantage, Supplement, and Part D options — free guidance, no obligation.
Medicare Advantage · Medigap · Part D
Life Insurance
Term, whole, and universal life policies tailored to your stage of life — mortgage protection, income replacement, and estate planning.
Term · Whole Life · Final Expense
A Partner You Can Actually Trust
Since 2015, we've helped thousands of California families navigate one of the most important — and confusing — decisions they'll ever make. We work for you, not the insurance companies.
Truly Independent
We represent you — not any single insurer. We compare dozens of plans to find what genuinely fits your needs.
Responsive & Accessible
We pick up the phone. Annual reviews, mid-year questions, claims advocacy — we're here when you need us.
Licensed California Experts
CA License 0H82488. Deep expertise in California insurance regulations, Covered California, and Medicare.
No Cost to You
Our consultations are completely free. Insurance agents are compensated by carriers — never by their clients.
Trusted by California Families
Real reviews from real clients across Sacramento and beyond.
“Mann & Associates made navigating Medicare so much easier. Their expertise and patience were invaluable during my enrollment.”
Sangraj Singh
Medicare Client
“The team helped us find the perfect health plan for our growing family. Professional, knowledgeable, and truly caring.”
Harnoor K Aulakh
Health Insurance Client
“I was overwhelmed by Medicare mail. They cut through the noise and found the plan that covered my doctors.”
Ravinder Kaur
Medicare Client
“As a freelancer, finding affordable health coverage is tough. They found me a subsidy I didn't know I qualified for.”
Abhijeet Singh
Self-Employed
“They walked me through term vs. permanent options without any pressure. I felt empowered to make the right choice.”
Simrata Shah
Life Insurance Client
“When my claim was denied, they stepped in and fought for me. That kind of advocacy is priceless.”
Gurnoor Singh Chahal
Health Client
Ready to Discuss
Your Insurance Needs?
Schedule a free, no-obligation consultation. We'll answer your questions and help you find the right coverage — on your terms, at your pace.
Mon–Fri 9:00 AM – 4:00 PM PT · Always free, no obligation